Articles
Insurance Knowledge
Articles and guides from 30+ years of insurance expertise.
Essential Insurance for Warehouses in Thailand: What Owners, Tenants and Logistics Providers Need
What insurance does a business storing other people's goods actually need? A clear breakdown of Industrial All Risks, Bailee's Liability and Public Liability, and how to structure cover depending on whether you own the warehouse, lease it, or manage a warehouse on someone else's site.
Factory Insurance in Thailand: Fire Insurance vs Property Insurance (IAR) and Public Liability
A guide to factory and property insurance in Thailand: how fire insurance and IAR differ, how to insure stock without underinsurance, and why every factory needs Public Liability.
Carrier's Liability Insurance ≠ Cargo Transport Insurance
"Cargo transport insurance" is the term most people search, but a business that transports goods on behalf of clients usually needs carrier's liability insurance, not a standard goods-in-transit policy bought by the goods owner. This article explains the difference, the policy overview, why deductibles run higher than expected, how sub-limits vary by peril, and a real (anonymized) case showing how proper salvage management narrows the shortfall a carrier is left to absorb.
Don't Rush to Admit Fault: A Foreigner's Guide to Car Accidents With Injuries in Thailand
Driving in Thailand and involved in an accident with injuries? Learn the correct steps under Thai law, what to know before admitting fault, and how to negotiate to limit your legal and financial exposure.
Out-of-Pocket Health Insurance Claims: Skip the Long Fax Claim Wait Without Losing Your Rights
Many patients wait up to 6 hours for a fax claim out of fear their claim won't pass. In reality you can pay out of pocket and reimburse later with your rights fully intact, and even earn credit card rewards. Benjamin provide consultations and handles the reimbursement for you.
How to Claim Car Insurance After a Car Accident: A Step-by-Step Guide in Thailand
A complete step-by-step guide to claiming car insurance after an accident in Thailand, from staying calm and gathering evidence to notifying your insurer and getting your car repaired, plus the documents you need and mistakes to avoid.
Car Insurance Classes in Thailand Explained: Type 1, 2+, 2, 3+ and 3 Compared
How do Thailand's car insurance classes (Type 1, 2+, 2, 3+, 3) really differ? A clear side-by-side comparison to help you choose the right cover for your car, budget, and usage.
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