Benjamin Insurance

Motor Insurance

Comprehensive coverage at the best rates from 9 partner insurers, with full claims management.

This insurance is right for you if...

  • You own a private car and want cost-effective coverage.
  • You manage a vehicle fleet and need an advisor to handle all insurance.
  • You've had claims problems and want a trustworthy advocate.
  • You want to compare premiums from multiple insurers in one place.

What You Are Covered For

Vehicle damage (Class 1–3)
Third-party liability
Fire and theft
Personal accident (PA)
Repair costs and replacement vehicle
Medical expenses

Why Benjamin

Your Advantage with Us

Compare rates from 9 insurers

We're independent — not tied to any single insurer — so we only recommend what's best for you.

Full claims management

Our team manages the entire claims process from start to finish — you never fight alone.

Fleet management for businesses

Manage all fleet policies in one system with expiry reminders.

30+ years of experience

Our expertise and insurer relationships help us secure the best terms for you.

Frequently Asked Questions

What is the difference between Class 1 and Class 3 motor insurance?

Class 1 covers your own vehicle damage plus third-party, theft and fire. Class 2+ covers your damage only when the third party is at fault. Class 3 covers third-party claims only.

What should I do first if I have an accident?

Contact Benjamin immediately at 02-893-5561 or LINE @benjamin. We will guide you through the next steps and coordinate with the insurer on your behalf.

How is the motor insurance premium calculated?

Key factors include make/model, year, car value, claims history, driver age and location. Request a free quote to get your personalized rate.

Ready for Benjamin to take care of you?

Let us be your personal risk management team.