Health & Personal Accident Insurance
Health and safety coverage for you and your team, individual and group plans for organizations.
This insurance is right for you if...
- You want personal health insurance covering medical expenses.
- You're an employer wanting to provide employee health benefits.
- You want accident insurance covering your family or team.
- You work in a high-risk profession and need specialized coverage.
What You Are Covered For
Why Benjamin
Your Advantage with Us
We compare health plans from multiple partners to find the best value for your budget and needs.
Our team helps design employee benefit packages that attract and retain talent within your budget.
We remind you before expiry and verify that coverage conditions are still appropriate for your current situation.
If you have issues with medical reimbursement, we liaise with the insurer directly on your behalf.
Frequently Asked Questions
How does group health insurance differ from individual?
Group insurance has lower per-person premiums, often requires no medical exam, and covers all employees automatically, though coverage limits may be lower than individual plans.
What is the difference between PA and health insurance?
Health insurance covers medical costs from all causes. PA (Personal Accident) covers costs and compensation specifically from accidents only.
Ready for Benjamin to take care of you?
Let us be your personal risk management team.