Benjamin Insurance & Consulting
Your Stability is
Our Commitment.
Full-service insurance brokerage — we manage your coverage from policy selection through to claims resolution.
Our Insurer Partners
Have you ever felt
Insured...
but ghosted by your broker?
A major challenge for many businesses is purchasing insurance through brokers who prioritize "sales" but "abandon" you when an actual incident occurs. You end up wasting time contacting insurance companies yourself, struggling with complex paperwork, and negotiating for benefits without expert guidance. This often leads to delayed or unfair settlements, directly impacting your business liquidity and overall operations.
That's the reality many clients face. It shouldn't be this way.
At Benjamin, we eliminate these risks by serving as your 100% comprehensive partner. At no additional service cost beyond your existing premium, we transform the burden of claims management into our professional responsibility—allowing you to focus on your business's without worry.
Why Benjamin
Reasons We're Different
Complete One-Stop Service
Risk analysis, premium negotiation, claims coordination — we handle every step for you.
Professional Claims Management
With 30+ years of experience, we fight to ensure you receive the best possible settlement.
Technology-Driven
Real-time Dashboard and Notification Bot for corporate clients — track claim status 24/7.
Industry Specialists
20+ years as advisor to the Northeastern Transport Association and insurance partner in over 50 industries. We know your problem.
Previous Notable Claims
We Fight For You
8 truckloads of rebar got wet; all were rejected. Initial claim value over 2,000,000 THB (10% excess). From the initial excess of 200,000 THB excess, Benjamin managed the salvage and negotiated until the actual excess was only 50,000 THB.
After a truck claim was abandoned for 5 years, Benjamin's strategic intervention reversed a "closed" status to secure a 100% Total Loss payout. By identifying a major insurer oversight, we also won the highest "Loss of Use" compensation ever paid by the company.
Benjamin increased a factory fire settlement from 15M to 17M THB through proactive market analysis and asset re-evaluation. This +2M THB result restored vital liquidity, enabling immediate business recovery. The entire case was successfully resolved in just five months.
Our Services
Insurance for Every Need
Motor Insurance
Comprehensive coverage, competitive premiums, full claims support
Fire & All Risk
Protecting factories, homes, buildings and business assets
Cargo & Transport
Covering goods and transport across all routes, including carrier liability
Public Liability
Protecting your business from third-party claims
Health & PA
Health and safety coverage for you and your team
Life Insurance
Secure your future with life solutions
Trusted by Leading Companies
Client Testimonials
What Our Clients Say
“Benjamin fought for us against the insurer until we received our full settlement. We didn't have to fight alone anymore.”
“Excellent after-sales service. The team responds quickly and explains everything clearly.”
“I was impressed that the broker managed everything from start to finish. I didn't have to run around at all.”
Articles
Latest Articles

Essential Insurance for Warehouses in Thailand: What Owners, Tenants and Logistics Providers Need
What insurance does a business storing other people's goods actually need? A clear breakdown of Industrial All Risks, Bailee's Liability and Public Liability, and how to structure cover depending on whether you own the warehouse, lease it, or manage a warehouse on someone else's site.

Factory Insurance in Thailand: Fire Insurance vs Property Insurance (IAR) and Public Liability
A guide to factory and property insurance in Thailand: how fire insurance and IAR differ, how to insure stock without underinsurance, and why every factory needs Public Liability.

Carrier's Liability Insurance ≠ Cargo Transport Insurance
"Cargo transport insurance" is the term most people search, but a business that transports goods on behalf of clients usually needs carrier's liability insurance, not a standard goods-in-transit policy bought by the goods owner. This article explains the difference, the policy overview, why deductibles run higher than expected, how sub-limits vary by peril, and a real (anonymized) case showing how proper salvage management narrows the shortfall a carrier is left to absorb.
News & Activities
Latest News & Activities

AIA Health Happy Closes for Sale on 30 Nov 2026: The End of First-Baht Health Coverage
AIA is closing Health Happy and Health Saver (PPR) for sale, with applications accepted until 30 Nov 2026. Replacement plans build co-payment into the structure at higher premiums. Here’s why it’s happening, where the market is heading, and what to do before the deadline.

Transport & Truck Insurance in Thailand: Exclusions Every Logistics Operator Should Know – BJM at IM-EX TA
ประกันขนส่งและประกันรถใหญ่ไม่ได้จ่ายทุกกรณี คุณปฏิพล วชิรธนุศร ผู้ก่อตั้งเบญจมินทร์ สรุปข้อยกเว้นที่พบบ่อยและกรณีเคลมจริง ให้คนขับรถบรรทุกกว่าร้อยคนในงานอบรมของสมาคม IM-EX TA

Benjamin's Founder Receives MTI Madame Pang Award 2026 for Long-Term Service
Benjamin Insurance & Consulting founder Patipone Vachirathanusorn has received the MTI Madame Pang Award 2026 in the Long-Term Service category, presented by Khun Nualphan Lamsam, recognizing decades of trusted partnership with Muang Thai Insurance.
Ready for Benjamin to take care of you?
Let us be your personal risk management team.