Benjamin Insurance

Liability Insurance

Protecting your business from third-party damage claims. We manage everything from start to finish.

This insurance is right for you if...

  • You own a factory, warehouse or business with many employees.
  • You manufacture or sell products and are concerned about product liability.
  • You're a transport company wanting coverage for customer cargo damage.
  • You want to protect your business from unexpected legal costs.

What You Are Covered For

Third-party liability
Employer's liability
Premises liability
Product liability
Professional indemnity
Carrier's liability
Legal and attorney fees
Court-ordered damages

Why Benjamin

Your Advantage with Us

Liability claims expertise

We successfully reduced a transport company's deductible from 200,000 to 50,000 THB through expert negotiation.

Industry-specific coverage design

Factory, transport and retail risks differ significantly. We design plans specifically suited to your business.

Legal case and negotiation support

When a claim arises, we coordinate with insurers, lawyers and claimants to protect your interests.

Up-to-date on new regulations

Our team monitors changing labour and safety laws to ensure your coverage always remains adequate.

Frequently Asked Questions

How is employer's liability different from Workers' Compensation?

In Thailand, Employer's Liability covers compensation and medical costs for workers injured on the job, similar to Workers' Compensation abroad, but governed by Thai labor law specifics.

What liability coverage should a transport company have?

Transport companies should consider Carrier's Liability and CMR (for international transport) in addition to mandatory motor insurance.

Ready for Benjamin to take care of you?

Let us be your personal risk management team.