Benjamin Insurance

Education (School)

She's not our client but we helped her anyway

860,000 บาท
Full settlement recovered, though the motor policy was never ours
She's not our client but we helped her anyway

📋 Situation

On December 31, 2025, a teacher from Maryvit School, a member of the group insurance program Benjamin manages, was driving home with her family of six. The driver fell asleep at the wheel, the car lost control, and a serious accident followed in an instant. She suffered a fractured left arm, a double fracture of her left leg requiring surgery with steel rods, and internal abdominal bleeding. Her mother, seated beside her, sustained a head injury and a broken arm. Both were rushed to a hospital in a province far from home.

⚠️ The Challenge

The motor policy on that car was not arranged through Benjamin. We were only the group accident and health consultant for the school's teachers. The motor policy and compulsory insurance (พ.ร.บ.) carried complex conditions, a long claims process, and heavy documentation, all while she was still confined to a hospital bed with no strength to handle any of it herself.

🛠 What Benjamin Did

As soon as we heard, Benjamin's team called her directly. At first she suspected a scam, until she verified that we were her school's insurance consultant and let us in. We then took over the entire process on her behalf:

  • Reviewed every entitlement under both the motor policy and compulsory insurance (พ.ร.บ.)
  • Prepared and submitted all required documents for her
  • Coordinated with the insurers through to full settlement

All of it at no cost, with no processing fee or commission taken.

✅ Results

She and her mother received a total settlement of 860,000 THB, the full amount they were entitled to: 360,000 THB in vehicle reimbursement, 150,000 THB in medical expenses, and 350,000 THB in income compensation and future rehabilitation. She called the outcome beyond what she had expected, a weight lifted at the hardest moment of her life.

💡 Key Learnings

You do not have to buy every policy through us to know we will be there when it matters. When an accident happens, what counts most is not simply having insurance, but having someone who truly understands the policy and is ready to fight for you. On the day you are lying in a hospital bed, you should not have to carry any of it alone.

Ready for Benjamin to take care of you?

Let us be your personal risk management team.